Short & Stevens Law

Estate planning in Las Vegas: What it is and what it costs you to skip it

By Amanda Stevens, Attorney | Reviewed by Whitney Short, Attorney Last updated: May 2026

Some people think estate planning in Las Vegas is something you only do when you’re old or wealthy. It isn’t.

If you’re over 18, own anything substantial, have a serious bank account, or care about who makes medical decisions for you when you can’t, you need an estate plan.

In Las Vegas, without a valid will or trust, Nevada intestacy laws will likely determine who inherits your assets. If you have a will but no estate plan, your assets will enter probate, which makes estate planning valuable.

Estate planning keeps you out of probate, but asset distribution is only part of the picture. It can also determine who raises your minor children and who makes your medical decisions. Let’s explore.

This post covers:

Estate planning is more than a will

When people hear “estate planning,” they often picture a will. That’s one piece of it.

However, a complete estate plan in Nevada covers three categories of documents: those that work while you’re alive, those that bridge life and death, and those that take effect after you pass away.

Most people have heard of the after-death documents, such as a will (not to be confused with a living will). Fewer think about the ones during life until they need them, and it’s too late to get them.

During life documents: the ones people often overlook

The documents that protect you while you’re still alive are arguably the most important in your entire estate plan.

If you become incapacitated without them, the only path forward is a court-appointed guardianship, which is expensive, slow, and requires ongoing court supervision.

Medical power of attorney

In Nevada, an advance health-care directive (a power of attorney for health care) lets you name someone to make health care decisions on your behalf if you cannot make them yourself. It also records your wishes for life-sustaining treatment, organ donation, and other medical preferences.

In some states, like Ohio, a living will and health care power of attorney are commonly treated as separate documents.

Nevada’s power of attorney combines both functions in one form: naming a health care agent and stating your medical wishes, treatment preferences, and organ donation instructions.

Without this document, your family may not have clear legal authority to speak on your behalf. Even your spouse may face limits, delays, or disputes when trying to make certain health care decisions.

One thing worth knowing: a DNR (do not resuscitate order) and a POLST (physician order for life-sustaining treatment) are different documents. Only a physician can prepare those. A medical power of attorney is prepared by an attorney.

Financial power of attorney

This document names an agent who can handle your financial affairs if you’re unable to. That includes accessing accounts, paying bills, managing property, and making financial decisions on your behalf.

This matters not just in end-of-life situations. If you’re in a coma after an accident, get dementia, or simply reach a point where you don’t want to manage your finances anymore, your agent can step in.

Without this document in place, someone who wants to help you may have to petition the court for guardianship first. That takes months and money.

Your agent can be out of state. Co-agents are allowed. You just need addresses and phone numbers.

Pet directive

Nevada allows you to name a guardian for your pets and document their care preferences, food, habits, routines, and where they live.

This applies both if you become unable to care for them and after you pass away. It’s a small document, but for pet owners, it removes a lot of uncertainty.

The bridge: revocable family trusts

A revocable family trust sits between your during-life documents and your after-death plan. It’s active while you’re alive, and it controls what happens to your assets when you die, avoiding the need for probate court.

The basic terminology:

  • Trustor or grantor: the person who creates the trust (you)
  • Trustee: the person who manages the trust (also you, during your lifetime)
  • Beneficiary: the person who receives the assets (whom you name, but your assets are still yours, and you can use them however you like while you are alive)

In essence, with a revocable family trust, you’re typically all three during your lifetime.

You control the revocable trust completely. When you pass away or become incapacitated, a successor trustee you’ve named steps in and carries out your wishes.

Trusts can include specific provisions: age-based distributions, drug and alcohol clauses, special needs provisions, or any other conditions you want attached to how your assets are handled.

You can also name the trust almost anything you want, and in most cases, a trust offers far more privacy than a will because it does not become part of the public probate record.

If the trust is contested or a court proceeding becomes necessary, some trust-related information may become part of the court record, subject to Nevada’s rules on sealing and redaction.

We cover trust vs. will in more depth in a separate post. For now, the short version: a trust is not the right tool for every situation, and we’ll tell you that directly during a consultation.

After death documents

Last will and testament

A will directs the court on where you want your assets to go. If you have a will but no trust, your estate still goes through probate.

If you have both a trust and a will, the will acts as a backstop. It captures anything you forgot to put in the trust and directs it back into the trust, so it ends up where you intended.

Your will names a personal representative (the person who walks through the court process), your beneficiaries, a guardian for any minor children, and any specific items you want directed to specific people.

In Nevada, your personal representative generally needs to be a Nevada resident, or they need a co-administrator here.

Disposition instructions

This is a separate legal document that records what you want done with your remains. You name who speaks on your behalf, specify burial vs. cremation vs. other options, and note any prepaid plans. You can also designate organ donation here.

Memorial instructions

If you have specific wishes for your service, religious rites, or memorial, you can document those separately. Signed and notarized, they carry weight and remove guesswork for your family at a difficult time.

Transfer on Death Deed

In Nevada and many other states, you can name a beneficiary directly on real property. When you pass away, your beneficiary provides a death certificate, and the property transfers to them without going through probate.

There are trade-offs to this approach that are worth discussing with an attorney, but it’s a legitimate option for some situations, particularly when a trust is more than you need.

What happens without a plan

If you die in Nevada without a trust, a will, or beneficiary designations, your estate goes through probate. The court oversees the process; valid debts and estate expenses must be resolved before heirs receive what remains, and your family may have to wait.

Probate in Nevada can take months or years. It costs money, it is public, and it puts a significant burden on whoever has to manage it, all while they are grieving.

If you become incapacitated without a medical or financial power of attorney, a court-appointed guardianship is the only path forward. That process requires ongoing court appearances and filings. It is not a one-time thing.

Some things the state decides for you without a will and estate plan:

  • Who gets your assets (Nevada intestacy law, not your wishes)
  • Who raises your minor children
  • Who makes your medical decisions
  • Who manages your finances

You can make all of those decisions yourself, ahead of time, with the right documents in place.

Who needs an estate plan in Las Vegas

Estate planning is not just for retirees or high-net-worth individuals. It’s relevant for:

  • Anyone over 18 with a bank account, a car, or any property
  • Parents of minor children
  • Unmarried partners (who have no automatic legal rights as a spouse in Nevada)
  • Business owners
  • Homeowners or property owners in Nevada or other states
  • Anyone with a family member who has special needs

If you’re unmarried and refer to your partner as your spouse but were never legally married, Nevada law does not see them that way.

Without proper documents, they may have no claim to your assets or your home. That’s not hypothetical. We see it regularly.

When to update your estate plan

Getting your documents in place is not a one-time task that you can permanently check off. You should review your plan any time a major life event happens:

  • Marriage, divorce, or remarriage
  • Birth of a child or grandchild
  • Death or incapacity of someone named in your documents
  • Moving to Nevada from another state (Nevada law may differ from where your documents were drafted)
  • Moving out of Nevada to another state
  • Buying or selling a home or business
  • Significant changes in your finances
  • Changes in tax or estate planning law
  • A family member who has sustained a disability, such as through injury

You don’t need to redo your documents every year. But you should look at them at least annually to make sure they still reflect what you want.

Frequently asked questions

Do I need estate planning if I’m young and healthy?

If you’re over 18, it’s worth considering. Powers of attorney are most often needed before death, not after. If you’re in an accident or develop a serious illness, you need someone with legal authority to make decisions for you. Age and health don’t exempt you from that.

What happens if I die without a will or trust in Nevada?

Your estate goes through probate, and Nevada’s intestacy laws determine who inherits. That may not match your intentions, especially for unmarried partners, step-children, or blended families.

Is a will enough to avoid probate in Nevada?

No. A will directs the probate court but does not avoid probate. To avoid probate, you generally need a trust, beneficiary designations on accounts, or jointly titled property with right of survivorship.

Can my spouse make medical decisions for me without a power of attorney?

In Nevada, marriage alone may not give your spouse the legal authority to make certain medical decisions on your behalf without a properly executed power of attorney document.

What is the difference between a living will and a medical power of attorney in Nevada?

Nevada essentially combines both into a single medical power of attorney document called an advance health-care directive. It names your healthcare agent and records your medical directives, including your wishes around life support and organ donation.

Do I need an estate plan if I have no significant assets?

Yes, if you want to determine who makes medical decisions and manages your finances if you’re incapacitated. For this, you need powers of attorney. Guardianship proceedings are expensive and time-consuming for your family.

How often should I update my estate plan in Nevada?

Review your plan at least once a year and update it after major life changes, such as marriage, divorce, new children, a move from another state or to another state, or a significant change in your finances or family situation.

What documents are included in a complete Nevada estate plan?

A complete plan typically includes a medical power of attorney, a financial power of attorney, a revocable family trust with ancillary documents, a will, disposition instructions, and a personal property list. The right combination depends on your situation.

Can I use an out-of-state trust in Nevada?

You can, but it’s worth reviewing with a Nevada attorney. Laws vary by state, and provisions that work in California or Ohio may not transfer cleanly to Nevada. If you’ve moved to Nevada, have your documents reviewed before assuming they still reflect your wishes and comply with Nevada law.

What is a pet directive, and do I need one?

A pet directive names a guardian for your pets and documents their care preferences. You cannot leave money directly to a pet, but you can establish a pet trust or direct funds to whoever takes care of them.

What to do next

If you’ve never had an estate plan, start here:

  • Make a list of what you own: property, accounts, vehicles, business interests
  • Write down who you’d want making medical and financial decisions if you couldn’t
  • Identify who you’d want to receive your assets and in what amounts
  • Think about who should raise your minor children if you can’t
  • Consider whether any family members have special needs that require specific planning

Then schedule a consultation. You can schedule online or call our office directly. The appointment can be in person, virtual, or by phone

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